Sunday, June 29, 2025

Kiplinger’s Retirement Report: Hiring a Financial Adviser: 10 Questions to Ask

 By SIMON CONSTABLE

Hiring a financial adviser is a key way to manage your retirement nest egg with less stress. Many people get overwhelmed when tackling retirement planning. Even those with big paychecks and a Wall Street education often seek a financial adviser to help them.

It’s a smart thing to do. You leave the investing work to experts. That gives you time and confidence to focus on important things like family and career. However, deciding which adviser to pick is a big deal. They will be looking after your financial nest egg. You will need to know a lot of things about them before deciding who to choose.

Different types of advisers have different credentials. Any financial adviser selling or recommending certain securities must pass Financial Industry Regulatory Authority exams and may need to register with federal and state regulators. Read more here.


BoaventuraviniciusCC BY 4.0, via Wikimedia Commons





Friday, June 6, 2025

Briefings Magazine: ‘Rich’ Countries Sinking into Debt

By SIMON CONSTABLE

Sometimes countries need to borrow money by the boatload. It happened during WWII, when democracies faced a near-existential crisis. In the following decades, debt sank, as it often does in the wake of such a crisis: In the United States, Canada, and Japan, plus Europe’s large economies, such as Germany, France, and Italy, the debt-to-GDP ratio fell to a modest 40 percent by 1968.

Fast-forward 50-plus years, and things sure have changed. “Global public debt is probably worse than it looks,” the International Monetary Fund’s blog recently declared. “It is expected to exceed $100 trillion” for 2024. That’s approximately 93 percent of global GDP, up from around 83 percent in 2019. Already Japan’s debt is an eye-watering 250 percent of its GDP. And the IMF believes government worldwide borrowing is likely to worsen. Read more here.

 






Thursday, June 5, 2025

FRANCE: CYBERCRIME QUIZ. @REALCONSTABLE @BATCHELORSHOW

By SIMON CONSTABLE 

Listen here.

WSJ: How Much Do You Know About Cyber Scams? Take the Journal’s Quiz.

By SIMON CONSTABLE

The cyber scammers are still stealing your money, and, in many cases, they seem to be getting better at their chosen field, according to recently released data from the FBI.

The 2024 Internet Crime Report is the latest edition of an annual report on cybercrime scams reported to the Federal Bureau of Investigation. It combines information from 859,532 complaints of suspected internet crime and details reported losses exceeding $16 billion. 

How much do you know about the latest scams? Test yourself on our quiz here.


Max Plaisted, Public domain, via Wikimedia Commons




FRANCE: RECALLING TIANANMEN TRAGEDY YEAR 0NE, 1990. @REALCONSTABLE @BATCHELORSHOW

 By SIMON CONSTABLE

Listen here.


Boxer Rebelión 1900
Kasai Torajirō, Public domain, via Wikimedia Commons




Sunday, June 1, 2025

WSJ: How Much Do You Know About Cyber Scams? Take the Journal’s Quiz.

By SIMON CONSTABLE

The cyber scammers are still stealing your money, and, in many cases, they seem to be getting better at their chosen field, according to recently released data from the FBI.

The 2024 Internet Crime Report is the latest edition of an annual report on cybercrime scams reported to the Federal Bureau of Investigation. It combines information from 859,532 complaints of suspected internet crime and details reported losses exceeding $16 billion. 

How much do you know about the latest scams? Test yourself on our quiz.

1 OF 8

1. By how much did financial losses to cybercrime rise in 2024 from 2023? 

2 OF 8

2. Which age group suffered the most losses from all types of cyber fraud?

Read more here for more questions and answers.

 



Poland’s soaring economy sets stage for tight presidential race as US, EU watch closely

By SIMON CONSTABLE 

Poland is going to vote in a presidential runoff Sunday. The country is one of the few economic success stories in Europe

Its economy is growing far faster than some of the larger economies. It grew 2.9% last year, eclipsing 2.8% growth in the U.S. And it slammed Europe’s three largest economies with minus 0.2% growth for Germany and plus 1.1% for both in France and the U.K. 

Poland's economy has grown 11 times larger since 1986, almost twice as fast as the U.S. did over the same period.

"The last year or two has seen a boom, and it's getting publicity," Mateusz Urban, a senior economist at Oxford Economics in Warsaw, Poland, told FOX Business earlier this year. "There really is a European tiger right at Germany’s door." Read more here.

Warsaw, Poland Syced, CC0, via Wikimedia Commons



Sunday, May 18, 2025

FOX News Digital: Denmark rethinks nuclear ban after Spain-Portugal blackout exposes green energy vulnerability

By SIMON CONSTABLE

FRANCE: After four decades of Denmark’s ban on nuclear power, the country is now considering reversing its anti-atomic stance. And that move may be part of a big change in how electricity gets generated in Europe. 

The Danes took note of the massive power outage last month that cut off electricity for the whole of Spain and neighboring Portugal plus some of southern France. The problem was that there was no reliable base power such as nuclear energy running on the grid at the time. Instead, those countries had to rely on frequently unstable renewable energy, such as solar and wind. 

Yet when the blackout arrived, Spain’s Prime Minister categorically ruled out an overreliance on solar and other renewable energy as a reason for the grid crashing. Still increasing numbers of people don’t see it that way. Read more here

TrougnoufCC BY 4.0, via Wikimedia Commons