Forbes: A Change Plan You Can Believe In

By SIMON CONSTABLE

A lot people and companies say they want to change, but then it quickly becomes clear that they don’t want to do anything different to make that change happen. That factor is at the root of a lot of personal and business problems.

Maybe you get stuck in a career you don’t like. Maybe you see the changes that are disrupting your industry, but you get stuck as opportunities dwindle. This happened to people who worked in book stores as Amazon revolutionized the way readers purchase books. When brick-and-mortar retailers finally wised up, it was too late. That’s business!

But for people, it is never too late to change. The only real issue is that to break free of the old and find something new requires an approach that you likely haven’t tried previously. Read more here.

Barron's: It’s Time to Pump Up Your Oil Exposure

By SIMON CONSTABLE

The price of crude oil tumbled to a low of $26 a barrel in February from more than $100 in mid-2014. The spot price of West Texas Intermediate crude settled at $37.26 on Thursday.

Some worry that oil prices could fall again, if heavy production continues in the U.S., Canada, and Kurdish-controlled Iraq and a weak world economy reduces demand. But when all of the risks are weighed, it’s hard not to draw the opposite conclusion: It’s far more likely that crude supplies will tighten, driving prices higher. Investors could play the trend by buying crude-oil futures or shares of the United States Oil exchange-traded fund (ticker: USO), which tracks crude prices. Read more here.

U.S. News: Say Goodbye to Utilities Stocks as We Know Them

By SIMON CONSTABLE

Watch out! Those "safe" utility stocks that you might be relying on for juicy dividends likely won't be so reliable forever. 

The heavily regulated industry is ripe for technological disruption in the same way that the music business, the news media and book publishing were upended over the last couple of decades. As with all disruption, there will be winners and losers. 

The change could be great for consumers, but investors need to be aware of how it might alter the relative attractiveness of different types of stocks. Read more here.

Forbes: For The Ideal Job, Look In The Mirror

By SIMON CONSTABLE

Getting a job of any sort following the financial crisis has been less than easy for many people, let alone landing the perfect position. For some, it has been a time when ideas of ever landing that dream role have been abandoned.

Still, now is the time to rekindle the hope that you can find what you want.

But first, you need to stop looking in the usual places. If such dream jobs ever existed inside a corporation, they almost certainly never appeared in display adverts and they weren’t posted on job boards.

So what should you do? Where should you look for that ideal role?

Try the mirror.

That’s the way one college professor Britain sees it. She wrote a book about how graduates created their own ideal roles. Read more here.

WSJ: What Is Multifactor Investing?

By SIMON CONSTABLE 
What is multifactor investing, and why are so many investment professionals talking about it now?

It isn’t nearly as confusing as some experts might leave you thinking. The “factors” refer to identifiable attributes that an investment has that affect its performance in the market. Read more here.

WSJ: Some Commodities Leave the Doghouse

By SIMON CONSTABLE

After years of shunning commodities, investors are once again making big bets on the sector by jumping into exchange-traded funds.

The buying is primarily in oil and gold, and not every observer of the market agrees that the money will stay put in these funds for very long. But the binge is still impressive. Read more here.

OZY: Is This The End of Cheap Food?

By SIMON CONSTABLE

Enter your local supermarket and it’s hard to miss the mile-long piles of fresh produce. And when those heads of lettuce or cauliflower are in season, the prices can be low enough that feeding yourself doesn’t have to cost an arm and a leg. But that may not last much longer.

The world population continues to grow, after all, particularly in developing countries, where there’s been an increased appetite for protein. That’s put strain on the world’s grasslands, where livestock is raised for meat and milk production — and it’s worried scientists. A study recently published in the journal Nature Communications indicated that farmers would need to double their overall use of phosphorus in order to keep grasslands healthy enough to feed all that cattle. Such land hasn’t typically been fertilized directly by farmers, who do tend to add the mineral to arable land, but, with little likely relief on the horizon, that may need to change. Read more here.

Photo by Chad Montano on Unsplash